If you are a frequent traveller, you will surely need a plastic. How about a jobless traveller? I was surprised two years ago when my application for a credit card was approved. I am jobless but they still approved it. I guess, this is probably the advantage of having a European passport. At first, they gave me a credit limit of 300.00 Euros. It's already enough for me. I can use my debit card when I travel but I prefer using a plastic especially in times of emergency. Have you also heard about free debit cards? It probably depends on which...